This is a major reason you cannot compare the cost of living in India with that of the UK. It is comparatively larger and must be precalculated to estimate the cost of living in the UK. 

While you apply for a UK Visa, you will be interrogated about the expected cost of your travel and how you are to manage them. Thus, it is important to consider all the things mentioned below and only fly to the UK. 

Mentioned below are all the major expenses you are liable to have as an immigrant to the UK. 

Be sure to consider them before you proceed with the UK visa process. 

Accommodation charges and their followed schemes

Although you apply for a UK work Visa, you are the sole decision maker of the type of accommodation you pick. As a bachelor or an individual migrant, you can opt for some affordable options available in the UK. Look for PGs and hostels around the various cities. Renting a studio apartment is also a good facility available in most of the cities in the UK. 

Roommate systems are particularly popular, and the expenses can be easily managed by sharing all the expenditures between two/three. With a Work Permit UK, you are expected to reside for 5 years in the country before applying for an ILR. Thus, to rent a house, you are expected to pay a deposit to the landlord. 

The lease lasts for around 11 months and after which it can be extended according to your needs. The rents depend on the area you live in, for instance, London should cost you around £ 300 to 600 for a one-room flat and Lancashire can cost you around £ 170 to 300 every month. 

1. Lifestyle is different

Considering the lifestyle of the UK, one can easily spot vast differences in aspects like food, culture, work, dressing and travel as compared to India. While you calculate your cost of living in the UK, remember the cost of all these aspects. 

Food prices depend on the quality and the type you purchase. They have a few fast-food options, but a complete meal can cost you more than £ 35. Groceries are considerably expensive and can cost you around £ 170 per month. Indian dishes are much more expensive. 

High street brands and clothing options are available in the UK. Offices usually expect their employees to dress and groom themselves in a certain manner. 

The tipping system is also different, and while they aren’t an integral part of the culture, you are expected to comply with the rules of the youth and pay nothing less than 10% to 15% at restaurants and bars and 10% for a cab ride. 

2. Value of money changes

While calculating your costs, remember that the value of money changes. It doesn’t necessarily mean that you multiply your expenses by 90. The prices of goods vary according to the value of prices, and thus, an individual must consider the expenditure of about 45000 per month according to Indian rupees in the UK. 

3. Technology and other expenses

With a work permit in England, you will also have to consider other costs like technology. Sim cards and internet services are provided at a certain amount. Furthermore, contact the landowner if you wish to avail Wifi services in your rooms. 

Other expenses also include the miscellaneous fees and expenditures you are bound to have. Consider them because they can cause a huge change in your overall expenditure. 

4. Modes of travel in the UK and their charges

The mode of travel you will consider in the UK will also affect your expenditure. There are various services available, like buses, subways, cabs, etc. You can avail of the universal travel pass to get access to all metro lines in the UK. As an immigrant, you are not allowed to drive and will have to opt for various public travel services available. 

5. UK Utility bills and house services

With a UK job visa, you will be required to reside in the country and avail a few services for the sake of convenience. Utility bills and house services are among these ancillary charges. When you rent a home, these services are considered in the deposit you pay. 

In the case of a house owner, you are liable to pay electricity and other utility bills. 

6. Medical charges

Medical insurance is among the documents required for a UK visa. Besides this, you can avail of various medical services in the UK. Be sure to consider these costs in your overall expenditure. Medical insurance has to be renewed according to the time period provided. Be mindful of such ancillary fees while you plan to immigrate to the UK. 

7. Total expenditure to consider

The total of all the charges mentioned above might give you the required expense you must consider before flying to the UK. Other than this, there are some ancillary expenses you will take up in your home country itself, like the tickets, visa costs, medical check-ups and other ancillary costs. 

Seek Professional help today!

Migrating to an entirely new country is not a piece of cake. It requires a lot of pre-planning and calculations. Your expenditure must be of the utmost importance in such a case. Make sure you consider all the above-mentioned expenses before immigrating. Also, before you apply for a UK visa, make sure to contact a few professionals in the field of travel. What’s better than consulting work Permitz to help realize your UK dreams!

The post How To Calculate Your Costs Before You Immigrate To The UK appeared first on .

But with the right guide, you can plan out your expenses better to avoid overspending and underestimating your expenses.

If you consult a UK visa agency, you will get all the important details about the application, along with how to deal with expenses. 

Before understanding how a visa agency helps with expenses, it is necessary to get a hold of the living expenses of an international student in the UK.

This would be essential to know as it would help you in getting UK Work Permit Visa with ease

Overall expenditure for students in the UK

According to several reports, they estimated the living costs in the UK for a foreign student to be somewhere around 12,000 pounds per year. This value can vary depending on several factors as: 

• Place of stay
• General lifestyle of the student 
• Basic expenses
• Food and other utilities used 

All these factors have a significant impact on the expenses of a student. Likewise, the overall expense for these factors may be calculated as the average cost per month. 

• Accommodation- £600 to £700
• Food & drinks, groceries- £100 to £200
• Transportation- £50
• Utility bills- £50
• Entertainment bills- £40 to £50
• Other expenses- £300 to £400

All these costs are just rough estimates to give you an idea of the average cost of living. 

Apart from these costs, the process of entry into the UK has extra charges like visa and immigration expenses. These may sum up to £1334 per month for at least 9 months. This cost can vary inside and outside London. 

To give a better idea about living expenses, you will need to know about each factor. Consult a UK visa agency to get a better hold of this information.

Accommodation 

Place of stay for an immigrant has a tremendous impact on their monthly expenses. Since most of them will be renting out places, it would reflect in their rent. People usually attribute a major part of the living expenses to the place of stay. Students get accommodation in campus hostels. But not everyone opts for those. 

Options for stays in the UK include homestays, shared houses, dormitories, campus hostels, and private apartments. Residence halls at university are one of the most common accommodations opted for by international students. All these options vary in their rent. 

The average rent per month for each of these is:

• Campus residence: £400 to £600
• Private apartment: up to£1000
• Homestays: £10 to £60 per night 

These prices are subject to vary depending on the city you live in. For instance, living expenses in London can add up to £1200 to £1300, while the expenses in other cities like Brighton can be somewhere between £800 to £1000. Oxford and Edinburg are other less expensive options that fall within the range of £1000 per month.

Food, drinks, and groceries

These values vary with the type of food the person prefers, where he/she eats from, etc. People who cook their food will have a much lower cost per month compared to people who eat out every day. Indian students often choose Indian grocery stores and get all the required ingredients to cook their meals. This is a useful way to cut costs. 

Talk to experts to know more about affordable food options and restaurants preferred by other Indian students to get an idea about it right from the beginning.

Transportation 

The cost of commuting is an expense that most people might not anticipate. The cost of living in the UK is quite large. But when you stay far from your university, transportation becomes a daily need. This can increase your monthly expenses. 

The cost of the train is approximately £12. Buses are much cheaper as they cost £1 to £2. Taxi fares become a lot more, up to £90. There are tubes and cycles also available, which are affordable options. 

Considering the ticket’s fare charges, it is better to choose a place of stay that is close to your university or workplace. For an Indian student, talking to expert consultants at a visa application centre would be better to understand the travel costs and how to handle them.

Utility bills

This is another unavoidable expense for every individual. Bills such as electricity, water, internet connection, mobile recharges, etc will be included in this. Gas, water, and electricity bills may add up to £40 to £50 per month. Insurance, if you have any, would also cost around the same. If you have a TV license in your place of stay, it will cost about £12. These are the costs a person should bear when living in the UK. 

UK work visa consultants in Hyderabad will guide you every step of the way and make the aspect of moving to the UK smoother. 

Entertainment and miscellaneous bills

If you are someone who loves to go partying or hang out with a friend, the expense per month will increase further. Movies, concerts, expensive dinners, etc. cost between £10 to £50. Other kinds of bills come when you go shopping or take up a leisure activity. Getting household items, repair works, toiletries, etc comes under miscellaneous expenditure.

Conclusion

With so many expenses to keep in mind, how will you understand these better and plan a daily expense schedule?

 For such financial guidance, expert counsellors at Work Permitz will be available. You can always take help from them to plan your expenses better for financial responsibility. 

For someone who is going to a different country for the first time, handling money could be an alien thing. How will you tackle this problem? 

Talk to experts and get to know about the whole UK Visa Process!

The post How Much Money Will You Need Per Month For Living Expenses In The UK? appeared first on .